(302) 477-0708

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(302) 477-0708

Alliance Counseling

Signed in as:

filler@godaddy.com

  • Home
  • About
  • Services
  • Groups & Workshops
  • News & Blog
  • Resources
  • FAQ
  • Contact

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Therapy Doesn't Have to be Confusing

We've answered commonly asked questions and 

defined frequently used terms & phrases for you

Frequently Asked Questions

“Out-of-network” means that the provider (therapist) does not have a contract with your insurance company. If you receive therapy from an out-of-network therapist, your insurance company may still pay for part of the fees, if you have out-of-network benefits. Many individuals do have out-of-network benefits for mental health services, but may not be aware of this, until they inquire further.


Some reasons you might choose to see an out-of-network therapist:

  • You cannot get the treatment you need from a provider within your insurance company’s network.
  • You prefer more flexibility and privacy.
  • With out-of-network therapy, you’re less likely to face session limits or diagnosis requirements and so therapy can focus on your goals rather than justifying treatment to an insurer.
  • Or you might simply prefer to see this particular person for therapy.


To determine if you have out-of-network benefits, call your health insurance and ask them. Or check details of your health insurance plan online.


It’s also a good idea to clarify if you have a deductible, the deductible amount, and how much your insurance company will pay for each therapy session (this fee is called “co-insurance”).

Alternatively, if you receive therapy from an “in-network” therapist, this means that the therapist has a contract with your insurance company. Usually with an in-network provider you will pay your deductible and any applicable co-pay or coinsurance. You might want to choose an in-network therapist in order to decrease your overall costs of therapy.


Alliance Counseling

3411 Silverside Road, Weldin Building Suite 100, Wilmington DE 19810

(302) 477-0708

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